Job Specifications
Hi, we’re PEXA!
We know you’ll Google us before applying, so let’s keep this brief. PEXA revolutionised the way that property is settled in Australia, turning a paper-based process into a digital one. Our solution is a world-first, with over 500 people across Australia and an expanding international team, we’re helping 20,000+ families into their homes each week.
We’re passionate about solving problems for our customers – always striving to set the standard for how property is bought and sold. Being awarded as one of the best places to work in Australia is a recognition of our culture and commitment to innovation, customers and our community.
We’re growing fast, that is where you come in.
We believe our success in Australia is worth sharing and that our proven technology will advance how the UK buys and sells homes.
Establishing ourselves within the UK in late 2020, we are committed to collaborating with lawyers, conveyancers, lenders, government and the property industry, to set the new standard for both remortgages and buying and selling property.
We are seeking a commercially minded, second line risk partner to join the UK group risk function. This is a hands-on-role with responsibility for advice, overseeing regulatory change and monitoring and embedding a strong risk & compliance culture across these functional lines.
This role will work in close partnership with senior leadership teams across Operations, HR, Finance and Legal and will play a pivotal role embedding a strong risk & compliance culture across these functional lines and will act as the critical link between the central risk function and functional business units.
Key Accountabilities
Second line oversight:
Provide oversight, review and challenge of risk profile and controls environment Highlight control gaps and collaborate with control owners on remediation plans
Contribute towards the development and enhancement of UK risk framework and ensure alignment with evolving regulatory expectations
Business Partnering & Advisory
Be the subject matter expert to functional leaders, providing guidance on risk identification and mitigation for new projects, contracts or business changes
Provide constructive challenge & commercially orientated risk insights to support sustainable business growth
Act as a key contact on risk topics for senior management and other stakeholders
Risk Framework Embedding
Drive the adoption of the UK Risk Framework, ensuring processes align with standards
Represent the UK Risk management function in governance committees
Risk & Control Self Assessments (RCSAs)
Reporting & Governance
Incident & Issue Management
Monitoring & Assurance:
Track Key Risk Indicators (KRIs) to identify emerging trends
Financial Risk Oversight
Skills And Experience
At least 5 years experience within risk management with an EMI, payments or fintech
Deep understanding of risk management principles (eg ISO 31000, COSO)
Strong working knowledge of FCA regulation for EMIs and UK regulatory landscape
Practical, commercial approach to risk management
Ability to manage complex analysis, interpret regulatory standards and provide high quality oversight
Demonstrable ability to integrate risk management and control frameworks with sharp commercial insight, enabling responsible ad scalable business growth
Excellent analytical & problem solving skills, with a track record of driving root cause analysis and effective solutions
Excellent written and verbal communication skills with the ability to influence and challenge constructively
Strong organisational skills & experience working in a fast paced, dynamic environment with tight deadlines
Strong analysis skills to translate complex risk issues into actionable business insights
Confident and credible in interactions with business stakeholders (Operations, Change, Px & Finance) with deep technical expertise to provide challenge, support and oversight of risk matters
Professional qualification in Risk Management desirable
Why become a PEXArian?
Great question! Being a PEXArian is so much more than just a job. We’re a passionate, motivated and unashamedly enthusiastic bunch at PEXA – we love what we do and we’re proud to admit it! Creating brilliant experiences for our members and their clients wouldn’t be possible without ensuring we deliver an exceptional employee experience.
Here’s a snapshot of what your life at PEXA could look like:
Your growth:
We encourage you to hit your personal and professional learning and development goals with our tailored programs and tools.
Your wellness:
We care about your holistic wellbeing
Your work/life blend:
We know that work is just one aspect of your life – we want to help you create your ideal work/life blend, rather than squeezing in life around work.
Sounds like you?
We at PEXA are ready so if this role sounds like you apply today.
To be conducted as part of post offer employment checks:
The personal information we have collected from you will be sh
About the Company
PEXA is the trusted digital property settlement platform behind more than 90% of housing transactions in Australia. Now, we're bringing that proven expertise to the United Kingdom. Working closely with the Bank of England, lenders and conveyancers, we've introduced a secure, resilient way to complete housing transactions. Starting with remortgages and expanding to sales and purchases in 2025, our technology will help set a new standard for how Britons buy, sell and remortgage their homes. Built from the ground up for the UK ...
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