Job Specifications
Internal use only - Grade G
About Us
We are The Very Group and we're here to help families get more out of life. We know that our customers work hard for their families and have a lot to balance in their busy lives. That's why we combine amazing brands and products with flexible payment options on Very.co.uk to help them say yes to the things they love. We're just as passionate about helping our people get more out of life too; building careers with real growth, a sense of purpose, belonging and wellbeing.
About The Team
You will join the Analytical & Scoring Model Review team within Credit Risk, a team of four within the wider Credit Risk department (approximately 60 FTE). The team operates in a fast-paced, dynamic environment, managing multiple priorities. Our work spans various areas of Credit Risk, including peer reviews of key analyses, scoring model assessments, strategic implementation reviews, and performance monitoring and controls across policy areas. In addition, we carry out ad hoc analysis into areas of particular interest.
We don't expect you to know everything, we have a friendly team who will be able to support you and help you settle in and learn.
About The Role
As a Credit Risk Analyst (within the Analytical and Scoring Model Review team) you will become familiar with our credit policies and processes so that you can identify exceptions, making use of the increasing amount of data available to our financial services business, ultimately creating a better experience for our customers.
Reporting to the Analytical and Scoring Model Review Manager, you will support the review of new models and strategies and be involved in assessing the model build process. Additionally, you'll collaborate with policy teams and contribute to regular performance reviews. You'll be expected to provide recommendations on customer outcomes and commercial insights, presenting these in a compelling and impactful way to senior stakeholders.
You'll need to be able to manage the expectations of stakeholders alongside prioritising your workload ensuring you're consistently adding value to both our customers and business.
You'll be surrounded by the best talent across Financial Services and the wider group - working collaboratively to fulfil the ambitions of the business and the Credit Risk Strategy Department.
About The Role
Our underlying requirement is to find the right candidate, so we're keen to hear from you even if you don't think you tick all of these boxes
You're curious, analytical and logical by nature with a keen eye for detail
Confident, can-do attitude and general hunger to add value and develop
You're degree educated (and/or) have practical experience in a similar type of role
Comfortable with SQL, SAS and advanced Microsoft Excel skills too
Experience of Credit Risk would be advantageous but not essential
You're a team player who can quickly establish relationships with our existing team and key stakeholders
We're also interested in your softer skills - your confidence to challenge and ask the right questions
Customer outcome focussed and commercially aware with the ability to communicate across all levels of the business managing key stakeholders in an appropriate manner, influencing them and providing challenge where necessary
There is very little hierarchy here and if you were to join us, you would be expected to have a voice and the confidence to use it
Some of our benefits
Flexible, hybrid working model
Inclusive culture and environment, check out our Glassdoor reviews
PS250 flexible benefits allowance to suit your needs
27 days holiday + bank holidays
Udemy learning access
Bonus potential (performance and business-related)
Up to 25% discount on Very.co.uk
Matched pension up to 6%
More benefits can be found on our career site
How To Apply
Please note that the talent acquisition team are managing this vacancy directly, and if successful in securing this role, you will be required to undertake a credit, CIFAS, Right to Work checks and if a specific requirement of your role a DBS (criminal records) check. Should your application progress we require you to let the team know if there is anything you need to disclose in relation to any of these checks prior to them being undertaken, including any unspent criminal convictions.
What happens next?
Our talent acquisition team will be in touch if you're successful so keep an eye on your emails! We'll arrange a short call to learn more about you, as well as answer any questions you have. If it feels like we're a good match, we'll share your CV with the hiring manager to review. Our interview process is tailored to each role and can be in-person or held remotely.
You can expect a two-stage interview process for this position:
1st stage - An informal 30-minute video call with the hiring team to discuss your skills and relevant experience. This is a great opportunity to find out more about the role and to ask any questions you may have.
2nd St
About the Company
We're the people behind Very, one of the largest digital retailers in the UK and Ireland.
Our purpose is simple. We help families get more out of life. In fact, we believe that everyone deserves to get more out of life. Our customers, our own talented teammates, and the communities we work with.
That's why careers at Very are more than a job. We're a place where brilliant people belong, grow, and are inspired and empowered to make a difference.
Heaps of flexibility, great reward and benefits, and an inclusive culture wher...
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