Funding Circle UK

About the Company

We back small businesses with the finance they need to succeed. At Funding Circle, we understand running a business is hard work so we provide a fast, hassle-free experience for businesses looking for finance - with SME experts based in the UK.

Over the past ten years, we've been revolutionising SME lending by making it easier than ever to apply for a business loan. With our simple online application small businesses can apply in minutes without the need for interviews or business cases, get a decision in seconds, and funds in their account in typically 48 hours.

We've helped over 130,000 businesses access more then PS14.5 billion since 2010. And we're not done yet.

Listed Jobs

Company Name

Funding Circle UK

Job Title

Decision Scientist (Credit)

Job Description

Job Title: Decision Scientist (Credit) Role Summary: Entry‑level analytics role focused on credit risk strategy within a lending organization. Responsible for forecasting loss rates, segmentation analysis, and providing data‑driven insights to optimise loan portfolio performance and business operations. Expectations: - Deliver actionable analytics for credit strategy decisions. - Communicate findings clearly to stakeholders across engineering, operations, and business functions. - Work independently on open‑ended problems and drive continuous improvement in risk assessment. Key Responsibilities: - Monitor and analyse credit strategy, identify trends, and recommend optimization of lending parameters. - Conduct loss‑rate forecasting, portfolio segmentation, and other credit analytics. - Perform ad‑hoc analyses to support business decisions, produce reports and dashboards. - Collaborate with engineering and operations teams to implement strategy changes and ensure smooth day‑to‑day lending operations. - Identify, troubleshoot, and mitigate credit risk, issues, and control weaknesses. Required Skills: - Strong quantitative and analytical mindset. - Proficient in Excel and at least one programming/visualisation language (SQL, Python, R, Tableau; SAS acceptable). - Excellent written and verbal communication; ability to translate data into actionable insights. - Experience in stakeholder engagement and presentation of analytical results. - Knowledge of portfolio modelling principles, including cash‑flow modelling and performance measurement. - Self‑motivated, curious, and able to solve complex problems independently. Required Education & Certifications: - Bachelor’s degree in Mathematics, Statistics, Economics, Physics, Engineering, or a related quantitative field. - No specific certifications required.

London, United kingdom

On site

18-11-2025