Chime

About the Company

Chime was created because we believe everyone can unlock financial progress, and we want to develop solutions and services to empower people to succeed. The premise upon which we started Chime is simple: basic banking services should be helpful, transparent, and easy. Our easy-to-use tools and intuitive platforms give members the ability to have more control over their money and to take action toward achieving their financial ambitions.

By designing a member-centric banking app with easy-to-understand financial tools, we're creating a more competitive market with options for everyday Americans. We offer access to accounts with no overdraft fees, provide members the chance to receive their pay up to 2 days early* with direct deposit, help them build credit history, and build financial literacy to hit their goals--among many other things.

Since 2012, we've grown our team to more than 1300 Chimers across 3 offices. But more than that, we've expanded the products and services we offer to our members based on member feedback. And in doing so, we've disrupted the banking industry and changed the conversation for everyday people about money on a national level.

Chime is a financial technology company, not a bank. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

*Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date.

Listed Jobs

Company Name

Chime

Job Title

Backend Engineer

Job Description

Job title: Backend Engineer Role Summary: Own end-to‑to‑end development of backend APIs and services that power consumer‑facing products. Design, implement, test, and scale backend features while ensuring reliability, performance, and maintainability. Expectations: - Design, develop, test, refactor, and scale backend implementations for new and existing product features. - Collaborate with mobile and cross‑functional teams to build robust, resilient APIs. - Identify and act on opportunities to improve system reliability and scalability. - Uphold high technical standards across the engineering team. Key Responsibilities: 1. Architect and implement backend services using Ruby on Rails or equivalent framework. 2. Develop and maintain transactional database and caching layers. 3. Write clean, well‑tested, and maintainable code. 4. Conduct code reviews and mentor peers on best practices. 5. Participate in architecture discussions for high‑scale web applications. 6. Monitor system health and proactively address performance bottlenecks. 7. Drive continuous improvement in coding standards, testing, and deployment processes. Required Skills: - 2+ years of production software development at scale. - Proficiency with Ruby on Rails (or similar MVC framework). - Experience with transactional databases (SQL) and caching systems (Redis, Memcached). - Understanding of architectural patterns for large, high‑scale web applications. - Strong grasp of maintainable, well‑tested code principles. - Self‑motivated, curious, and willing to dive deep into technical details. - Startup or fast‑growth environment experience is a plus. Required Education & Certifications: - No specific certifications required; a degree in Computer Science, Software Engineering, or related field is preferred but not mandatory.

San francisco, United states

Hybrid

Junior

17-12-2025

Company Name

Chime

Job Title

Product Manager

Job Description

**Job Title:** Product Manager **Role Summary:** Lead the product vision and strategy for a scalable communications platform that drives member interactions across push, email, and in‑app channels. Own the end‑to‑end experience—from internal tooling and APIs that enable product and marketing teams to deliver timely, personalized messages, to platform performance, scalability, and experimentation. **Expectations:** - Own product roadmap, define metrics, and use data to prioritize trade‑offs. - Drive high‑leverage opportunities, balancing member‑centric goals with business outcomes. - Operate autonomously with limited guidance, making informed product decisions. **Key Responsibilities:** - Define and execute the product strategy for the foundational communications platform. - Build internal tools and APIs that enable cross‑functional teams to target, personalize, and deliver messages at scale. - Collaborate with engineering, design, data science, and marketing to expand platform capabilities, including targeting, personalization, experimentation, and reachability. - Prioritize and implement improvements to performance, scalability, and personalization to boost engagement and member actions. - Set standards for member‑facing communication that reflect brand values and enhance the cohesive app experience. - Lead experimentation and data analysis to evolve platform features and optimize member and business outcomes. - Resolve ambiguities, surface trade‑offs, and make decisions that align with long‑term product objectives. **Required Skills:** - Experience developing or managing messaging platforms/APIs (e.g., Braze, Iterable). - Proven track record of leading cross‑functional initiatives that improve user communication across mobile, email, and in‑app channels. - Strong understanding of consumer‑facing mobile features, UX, and performance optimization. - Expertise in creating and owning product roadmaps, defining KPIs, and using data to drive prioritization. - Familiarity with platform or infrastructure product roles that empower internal teams. - Excellent collaboration skills with engineering and data teams to deliver complex features in fast‑paced environments. - Ability to work autonomously, balancing member needs, technical constraints, and business goals. **Required Education & Certifications:** - Bachelor’s degree in Computer Science, Engineering, Product Management, Business, or related field. - Preferred certifications: Certified Product Manager (CPM), Pragmatic Marketing, or similar product‑management credentials.

San francisco, United states

Hybrid

28-01-2026

Company Name

Chime

Job Title

Product Security Engineer

Job Description

**Job Title**: Product Security Engineer **Role Summary** Early‑career security engineer responsible for designing, implementing, and automating security controls across infrastructure, applications, and enterprise environments. Works with cross‑functional teams to analyze technical designs, remediate vulnerabilities, and respond to findings from researchers and penetration testers. **Expectations** - 1–3 years of security experience or a development role with security focus. - Willingness to tackle tasks across multiple security domains. - Hands‑on coding and automation, using AI tools to accelerate workflows. **Key Responsibilities** - Design, develop, and maintain automation workflows for detecting and reporting security findings. - Review architectural and code designs to ensure compliance with security standards. - Investigate and triage findings from security researchers and penetration testing activities. - Track and remediate discovered vulnerabilities across infrastructure and corporate applications. - Collaborate with infrastructure, application, and enterprise security teams to reduce attack surface. - Adopt and integrate AI systems to enhance security operations. **Required Skills** - Programming in Go, Python, or Ruby. - Practical experience with AWS; experience with GCP preferred. - Familiarity with cloud and application security concepts. - Experience with infrastructure as code (Terraform preferred). - Strong problem‑solving skills and a builder’s mindset. **Required Education & Certifications** - Bachelor’s degree in Computer Science, Information Security, or related technical field *or* equivalent professional experience. - Industry certifications (e.g., CompTIA Security+, AWS Certified Security – Specialty, or equivalent) preferred but not mandatory.

San francisco, United states

Hybrid

Fresher

08-02-2026

Company Name

Chime

Job Title

Senior Data Analyst, Strategy Analytics

Job Description

Senior Data Analyst, Strategy Analytics **Role Summary**: Lead strategic analytics to interpret business metrics, assess market trends, and drive data-informed decisions for organizational leaders. **Expectations**: Develop and analyze key business metrics; monitor financial KPIs and unit economics; collaborate across departments to interpret data and guide decision-making. **Key Responsibilities**: - Design, own, and analyze critical business metrics for stakeholders (e.g., finance, product, risk). - Investigate shifts in financial and business performance metrics to clarify drivers and business implications. - Partner with Finance, Marketing, Product, Risk, and Operations teams to align analytics with strategic goals. - Conduct high-impact, proactive analyses to address complex business questions and trade-offs. **Required Skills**: - Advanced SQL proficiency for querying large datasets and resolving edge cases. - Expertise in building data models (e.g., using dbt) and creating reusable analytics tools. - Strong statistical analysis skills with ability to communicate uncertainty to non-technical audiences. - Demonstrated stakeholder management and collaboration across cross-functional teams. - Deep understanding of financial metrics and business performance evaluation. **Required Education & Certifications**: - Bachelor’s degree in a quantitative field (e.g., economics, statistics, engineering) or equivalent experience. - 5+ years in data analysis or related roles with executive-facing deliverables.

New york, United states

Hybrid

Senior

08-02-2026